It’s the no risk solution when you want to diversify your stock portfolio, need additional income today, or want to save for your children’s education or your retirement. You can purchase a certificate for as little as $1,000, with additional investments of $100 or more. You can choose certificates with a 3, 6, 12, or 24-month terms.
Because your deposit accounts are federally insured, certificates offer the benefits of a guaranteed fixed income with no risk to your principal. Call or stop by the credit union for complete details and we can help you establish the right investment plan that meets your financial goals.
Our certificate rates are determined by our Board of Directors and are subject to change daily. Once you purchase a certificate, the rate remains fixed until maturity.
Purchase online using your mobile banking app and select the following:
Your deposit accounts are federally insured for up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. IRA accounts are insured separately up to $250,000, for a combined total of up to $500,000.
| APR | APY | Info and/or Terms |
|---|---|---|
| 4.00% | 4.06% | 3 Month (Early Withdrawal Penalty- 90 Days Dividends) |
| 3.75% | 3.79% | 6 Months (Early Withdrawal Penalty- 60 Days Dividends) |
| 3.50% | 3.50% | 12 Months (Early Withdrawal Penalty- 90 Days Dividends) |
| 3.00% | 2.96% | 24 Months (Early Withdrawal Penalty- 120 Days Dividends) |
