Current Savings Rates as of March 11th, 2025.
Share (Savings) & Share Draft (Checking) Deposit Rates
| APR | APY | Info and/or Terms |
|---|---|---|
| 0.50% | Share Account | |
| 0.05% | Share Draft Account | |
| 0.10% | Club Accounts |
Share Certificates of Deposit (CDs) Deposit Rates
| APR | APY | Info and/or Terms |
|---|---|---|
| 3.55% APY* | 6 Months (Early Withdrawal Penalty- 60 Days Dividends) | |
| 2.25% APY* | 12 Months (Early Withdrawal Penalty- 90 Days Dividends) | |
| 2.50% APY* | 24 Months (Early Withdrawal Penalty- 120 Days Dividends) |
Individual Retirement Accounts (IRAs) Deposit Rates
| APR | APY | Info and/or Terms |
|---|---|---|
| 3.25% | 3.30% | Passbook Traditional IRA - Existing Accounts only. No longer offered. |
| 3.25% | 3.30% | Passbook Coverdell IRA - Existing Accounts only. No longer offered. |
| 3.25% | 3.30% | Passbook Roth IRA - Existing Accounts only. No longer offered. |